INCREASE IN OPERATIONAL SPEED
Average improvement in transaction processing, customer onboarding, and digital banking workflows with our custom banking solutions.
REDUCTION IN FRAUD RISK EXPOSURE
Achieved through AI-powered fraud detection, real-time monitoring, and secure payment infrastructure.
EXPERTS ON BOARD
100% of our banking clients choose to scale with us, backed by deep tech expertise and regulatory knowledge.
PROJECTS DELIVERED
Custom banking software built for regional banks, and global financial institutions across multiple markets.
AI-Driven Fraud Detection System
AI models and machine learning algorithms analyze transaction patterns in real-time to identify potential fraud, reducing false positives and increasing detection accuracy.
AI-Powered Chatbot for Customer Support
An AI-powered chatbot can handle routine queries, support service requests, and guide customers through self-service options. The chatbot reduces load on human agents, providing quick and efficient responses.
AI-Based Personalized Sales System
A personalized AI-driven sales system analyzes customer behavior and transaction patterns to identify the most relevant financial products (loans, deposits, insurance, cashback) and offers them to customers at the optimal moment, automatically increasing engagement and conversion rates.
Mobile Bank with Built-in Service Marketplace
Integrate third-party products such as insurance, travel services, educational services, and reward coupons into the mobile banking app. This creates a comprehensive platform offering added value to customers, enhancing both loyalty and revenue streams.
Credit Scoring System with AI and Machine Learning
This system uses artificial intelligence and machine learning for more accurate creditworthiness assessment by analyzing customer data. It considers not only standard financial indicators but also transaction history and alternative data sources, which allows for a more precise evaluation of the likelihood of loan repayment.
Analytical System for Smart Cross-Selling and Upselling
We create analytical systems for you that automatically identify the best candidates for cross-selling and upselling, using machine learning for personalized offers. This solution enhances campaign effectiveness, optimizes costs, and increases average revenue per user (ARPU) without additional effort on your part.
You can focus on growing your business, and we will provide you with solutions to achieve the results.
Open Banking Integration Platforms through Fintech Partners
We help banks connect their systems to open banking platforms using proven fintech solutions. This allows banks to quickly and securely collaborate with other companies offering additional services, creating new revenue streams without significantly changing existing systems.
Gamification of the banking app
We help banks implement gamified elements in mobile apps, such as rewards for achievements, tasks, and bonuses for regular use of cards and account top-ups. These features create an interactive and enjoyable experience for users, encouraging them to interact more frequently with the app and increasing the number of transactions.
Buy Now Pay Later (BNPL) Integration
We help banks implement BNPL solutions for their e-commerce partners, allowing customers to make purchases now and pay later. This increases customer spending and drives higher transaction volumes for the bank.
Integration of AI-Based Automated KYC Platform
We assist banks in integrating an automated KYC platform that uses AI for real-time document verification and ensures regulatory compliance. This reduces the time required for verification, minimizes human errors, and allows customers to register faster.
Data Integration and Analytics System
We offer a system that integrates customer data from various sources (branches, mobile apps, CRM) without significant changes to the current infrastructure. Using analytics allows for effective customer segmentation and targeted marketing, improving efficiency and increasing revenue without large capital investments.
Comprehensive Digital Financial Hub
We offer a digital banking platform that integrates a variety of services – from savings and investments to insurance and digital wallets. This solution allows customers to access everything they need from one place, significantly simplifying processes and improving user convenience.
Omni-Channel Banking Experience
We offer a solution that provides a seamless and continuous service experience across all bank channels: mobile app, online banking, and physical branches. Customers can easily switch from one channel to another, for example, starting a transaction in the mobile app and completing it at the branch while receiving the same level of service. This improves customer interaction with the bank and enhances their satisfaction.
Cloud-Based Core Banking System
We offer a transition to a modern cloud-based core banking system, enabling banks to efficiently scale their operations, reduce maintenance costs, and simplify integration with new technologies such as AI, blockchain, and APIs. This solution enhances the flexibility of banking processes and enables quick innovation without significant capital investment.
AI-Driven Fraud Detection System
AI models and machine learning algorithms analyze transaction patterns in real-time to identify potential fraud, reducing false positives and increasing detection accuracy.
AI-Powered Chatbot for Customer Support
An AI-powered chatbot can handle routine queries, support service requests, and guide customers through self-service options. The chatbot reduces load on human agents, providing quick and efficient responses.
AI-Based Personalized Sales System
A personalized AI-driven sales system analyzes customer behavior and transaction patterns to identify the most relevant financial products (loans, deposits, insurance, cashback) and offers them to customers at the optimal moment, automatically increasing engagement and conversion rates.
Mobile Bank with Built-in Service Marketplace
Integrate third-party products such as insurance, travel services, educational services, and reward coupons into the mobile banking app. This creates a comprehensive platform offering added value to customers, enhancing both loyalty and revenue streams.
Credit Scoring System with AI and Machine Learning
This system uses artificial intelligence and machine learning for more accurate creditworthiness assessment by analyzing customer data. It considers not only standard financial indicators but also transaction history and alternative data sources, which allows for a more precise evaluation of the likelihood of loan repayment.
Analytical System for Smart Cross-Selling and Upselling
We create analytical systems for you that automatically identify the best candidates for cross-selling and upselling, using machine learning for personalized offers. This solution enhances campaign effectiveness, optimizes costs, and increases average revenue per user (ARPU) without additional effort on your part.
You can focus on growing your business, and we will provide you with solutions to achieve the results.
Open Banking Integration Platforms through Fintech Partners
We help banks connect their systems to open banking platforms using proven fintech solutions. This allows banks to quickly and securely collaborate with other companies offering additional services, creating new revenue streams without significantly changing existing systems.
Gamification of the banking app
We help banks implement gamified elements in mobile apps, such as rewards for achievements, tasks, and bonuses for regular use of cards and account top-ups. These features create an interactive and enjoyable experience for users, encouraging them to interact more frequently with the app and increasing the number of transactions.
Buy Now Pay Later (BNPL) Integration
We help banks implement BNPL solutions for their e-commerce partners, allowing customers to make purchases now and pay later. This increases customer spending and drives higher transaction volumes for the bank.
Integration of AI-Based Automated KYC Platform
We assist banks in integrating an automated KYC platform that uses AI for real-time document verification and ensures regulatory compliance. This reduces the time required for verification, minimizes human errors, and allows customers to register faster.
Data Integration and Analytics System
We offer a system that integrates customer data from various sources (branches, mobile apps, CRM) without significant changes to the current infrastructure. Using analytics allows for effective customer segmentation and targeted marketing, improving efficiency and increasing revenue without large capital investments.
Comprehensive Digital Financial Hub
We offer a digital banking platform that integrates a variety of services – from savings and investments to insurance and digital wallets. This solution allows customers to access everything they need from one place, significantly simplifying processes and improving user convenience.
Omni-Channel Banking Experience
We offer a solution that provides a seamless and continuous service experience across all bank channels: mobile app, online banking, and physical branches. Customers can easily switch from one channel to another, for example, starting a transaction in the mobile app and completing it at the branch while receiving the same level of service. This improves customer interaction with the bank and enhances their satisfaction.
Cloud-Based Core Banking System
We offer a transition to a modern cloud-based core banking system, enabling banks to efficiently scale their operations, reduce maintenance costs, and simplify integration with new technologies such as AI, blockchain, and APIs. This solution enhances the flexibility of banking processes and enables quick innovation without significant capital investment.
VP of Customer Success in Finance
We build secure, scalable digital banking platforms with mobile-first design, real-time account management, personalized dashboards, and seamless onboarding, improving customer experience across retail and corporate banking.
Computools modernizes legacy core banking systems by implementing modular, API-driven architectures that support faster transactions, 24/7 availability, and effortless integration with third-party services.
We develop intelligent loan management solutions with automated KYC, document verification, AI-powered credit scoring, and decision engines, reducing approval time and improving risk assessment.
Our team creates feature-rich mobile apps that support fund transfers, biometric login, virtual cards, QR payments, and personalized financial insights, driving engagement and digital channel adoption.
We deliver regulatory compliance and anti-fraud systems with real-time transaction monitoring, AML screening, audit trails, and adaptive risk scoring to ensure full adherence to financial regulations.
We build integrated CRM systems tailored for banks to centralize customer data, automate campaigns, and enable personalized cross-selling, enhancing retention and lifetime value.
“The team was very friendly and had the highest level of competence, engagement, and project management.”
“Computools predicted all possible points of our business growth and implemented them into the project.”
“We were highly satisfied with their deep understanding of our fintech processes and their project management was really superb.”
“Computools is a highly professional company with a skilled and responsive team. Their ability to propose valuable improvements and their dedication to the project made a significant difference.”
“The most noteworthy value that stood out was their exceptional experience in developing AI software solutions.”
“We were deeply impressed with their technical expertise, transparency, and flexibility. The team was highly skilled, easy to work with, and always proactive in solving challenges.“
“Computools offered non-standard solutions and maximized their investment in our business success.“
“Our company is impressed by their client-first approach and deep niche expertise.”
“A very comfortable collaboration and clear communication on every stage of platform development and maintenance.”
“After all these years, Computools never fails to arrive on time and with a quality that never ceases to amaze me. They work well as a team and are adaptable and communicative.”
“Within the first three months of its use, the designed program by Computools significantly reduced meter reading fraud by over 30%. Additionally, we saw a rise in operational effectiveness. Customer comments highlighted greater billing transparency and speedier service delivery, which contributed to an improvement in customer satisfaction levels.”
“They were professional, adapted to our short-notice needs, documented everything, and were transparent.”
“Thanks to Computools, we have seen a 15% growth in sales and a 40% boost in user satisfaction. Our image management has become more efficient, and our diagnostic capabilities have improved. Overall, the team has delivered a high-quality solution that meets our requirements.”
“Computools has significantly improved our LMS. The team holds regular meetings and provides detailed project reports, keeping us well-informed. We communicate via email, and overall, everything has gone smoothly.”
“Computools worked closely with us to understand our challenges. They developed a platform that integrated seamlessly with our existing infrastructure and Automatic Identification Systems (AIS) to capture private vessel data.”
“Computools’ work has had a positive impact on the client’s business. The team is flexible and responsive to the client’s needs. Their expertise has been key to the project’s success. Overall, the engagement has been positive.”
“Due to the platform’s use, the new products’ generated go-to-market timeline improves by 20%, cutting down on plan costs and, most importantly, enhancing the connection between the departments. The availability of near real-time information and the enhancement of the speed of decision-making are truly remarkable.”
“Thanks to Computools, we have successfully implemented our system and reduced the need for manual inspections. The team works in regular sprints and keeps us updated on progress. Their personalized approach, ability to listen, adapt, and continuously refine their methods are truly impressive.”
“Computools’ team truly impressed us with their dedication to the project, their ability to adapt to our processes, and their exceptional hard skills. This allowed us to identify many risks in the initial development stages and address some gaps in our processes. Professionalism, contribution, and flexibility are what define Computools. Based on my experience, I strongly recommend Computools for Dedicated Delivery and outsourcing project services!”
“Computools has delivered a functional solution that helped us increase revenue fivefold, reduce costs, and boost productivity. The team efficiently manages tasks in Jira and keeps us updated through weekly calls. Their productive approach and strong work ethic truly stand out.”
“Computools’ technical knowledge is impressive.They delivered the product on time, within the agreed budget, and fully aligned with our requirements.”
“Thanks to Computools’ efforts, we have seen compliance with deadlines and budget and team scalability as needed. The team has a confident project manager who delivers a professional and organized project. Moreover, Computools has quickly onboarded to the project and delivered fast results.”
“Thanks to the new solution, we’ve significantly reduced manual marketing workflows. Computools manages the project effectively, using Scrum methodology to execute tasks efficiently. Their problem-solving skills and ability to anticipate challenges set them apart from other providers.”
“Computools has successfully delivered everything as planned, adding value to the app. The team is highly approachable, tracks progress, and provides real-time updates via Slack. They maintain smooth communication through email and messaging apps, regardless of time zones.”
“Thanks to Computools, we now have an app that integrates 2,000 users into a single platform, significantly reducing the time spent on data exchange between systems and applications. The team manages our collaboration effectively and quickly adapts to changes. Overall, our experience has been highly successful.”
“Computools has been responsible for creating a novel database and front-end solution, incorporating both the development portal for digital standards and a modern shop for the sale of these standards. Throughout the course of the project, we have been consistently impressed by the professionalism exhibited by the Computools team, as well as their detailed understanding of our client’s processes. Their expertise, commitment to our objectives, and consistent delivery of high-quality work are notable aspects of their service.”
“Thanks to Computools, the client saw a 35% increase in daily active users and a 25% rise in user retention rates. The Android app also saw a 20% reduction in load times. User feedback indicated high user satisfaction; the feedback highlighted the product’s enhanced navigation and content linkage.”
“They are some of the best software developers I ever had the privilege to work with. Among other skills, their project scope and time estimation are very good and when wrong will work around the clock to make the date especially if it has business consequences. Not only are they amazing software developers, but they are also great people to work with. I am in awe seeing their devotion.”
“Computools was selected through an RFP process. They were shortlisted and selected from between 5 other suppliers. Computools has worked thoroughly and timely to solve all security issues and launch as agreed. Their expertise is impressive.”
“After analyzing our requirements, Computools outlined potential solutions and deadlines for each stage. They designed the user flows and defined the user personas. They built the platform infrastructure and oversaw its implementation. Once we finished development, we conducted usability tests to assess their submitted work. Computools led an organized, agile team that adapted to our evolving needs. They listened to our feedback and managed their time well throughout the project.”
“The application perfectly meets the large-scale demands of the project, with the team creating an effective solution that works well and provides the required level of control. They were communicative, responsive, and proactive throughout the project, demonstrating their experience at all times.”
“The Computools team came to us with ideas, and that’s unusual. I’m satisfied that they gave us the right recommendations which are contemporary and relevant for today’s users. Because with other companies on previous projects, it was like pulling teeth to get them to make suggestions. The product received positive feedback even before being implemented and has led to significant customer and revenue growth.”
“We had to meet a significant increase in the development, so we needed to scale up relatively quickly but cost-effectively. The result definitely meets our expectations. The completed project received positive feedback for features and overall design. They’re very organized from a project management perspective and they’re technically competent. We appreciated their innovativeness, professionalism, and great communication skills. ”
“Their team has given us strong learning opportunities, and their developers are accommodating and collaborative.”
“We’re satisfied with the quality of work Computools deliver. They listen and try to understand our needs instead of finding new ways to charge us. We appreciate their transparent work structure. They kept us up-to-date regarding their progress throughout the entire development cycle. Knowing the system’s status throughout the coding process put my mind at ease.”
“They are very accommodating. They have very talented people. I’ve worked with hundreds of overseas developers and it’s not normal to have such excellent overseas developers. I don’t have to babysit Computools. They speak great English. They’ve also really helped with making suggestions on how to improve the product.
When we first launched our product at the beginning of the year, we were at 30,000 users a month and now we’re at 70,000. The bump in users is a result of the increased option rate and the new toys that Computoolls have built for me.”
“Computools developed software for our business to help automate our processes. Their team is very easy to speak to over Skype, where I can speak directly to a designated client manager, project manager, and the development team.”
“They were able to reduce the customer entry acquisition process from 2–3 weeks to 48 hours and have completely optimized all business processes. They’re a trustworthy company, full of integrity and great principles. They also communicate well in spite of the distance and resolve problems quickly.”
“They have a very positive attitude, which I enjoy a lot, and their technical skills are impressive. During this project, I got acquainted with their VP in charge of technical development, and he’s very impressive. Technologically, they are on the cutting edge of what they do. They use a lot of interesting technologies, which is good.”
Computools delivers banking software solutions to clients worldwide, including North America, Europe, Asia, the Middle East, and LATAM. We serve a wide range of financial organizations: retail banks, neobanks, credit unions, investment firms, digital lending platforms, mortgage providers, microfinance institutions, and payment service providers. No matter your location or scale, we tailor secure, customized solutions to meet your business goals.
Computools integrates AI to automate critical banking functions such as fraud detection, credit scoring, and customer behavior analysis. We also develop AI agents that handle tasks like client onboarding, loan pre-qualification, 24/7 customer support, and transaction assistance, reducing operational costs and improving service speed.
Yes. All our banking solutions are built with full compliance in mind, adhering to regulations such as PSD2, GDPR, AML/KYC, and PCI DSS. We implement multi-layered security features including data encryption, biometric authentication, and fraud detection systems to ensure end-to-end protection.
Absolutely. We specialize in seamless integration with legacy banking platforms, third-party APIs, CRM systems, payment gateways, and cloud-based infrastructure, ensuring a digital transition without disrupting ongoing operations.
Depending on complexity, most banking software projects take 3 to 12 months.