Improved user experience:
Digitalisation of banking services will be able to meet customers' needs and provide them with convenient and modern tools. Consumer banking innovations cover the features like mobile banking with real-time account access, easy bill payments and transfers, personalized financial insights, and secure digital wallets. Streamlined processes for tasks like loan applications and account opening will further enhance convenience. Business banking includes improvements such as automated invoicing and payments, real-time cash flow visibility, simplified payroll processing, and secure international transactions. This will save valuable time and resources and offer integration with popular accounting software for seamless data exchange and reconciliation.
Efficient lending:
You will improve the accuracy of credit assessment of borrowers, expand your reach to customers who do not have a traditional credit history through automation of scoring and decision making.
Integration with Super Apps:
Your bank will have access to new customer segments through Super Apps. You will be able to provide end-to-end solutions integrated with other services and generate revenue from banking services through Super Apps.
Dealing with new types of assets:
Digitalisation allows you to provide access to new types of assets, such as cryptocurrencies, which will expand your range of products and services. You will be able to improve data protection and transaction transparency.
Enhanced regulatory compliance:
Digital transformation also simplifies compliance with regulatory requirements.
Automated data collection, reporting, and reconciliation tools ensure accuracy and efficiency in meeting reporting deadlines. Additionally, a robust digital platform facilitates easier data audits and improves the traceability of transactions, reducing the risk of non-compliance penalties.
The Computools team was very rapidely operational despite the complexity of the situation and the need for the team to adapt to our development methodologies. The Computools team could also work very remotely with very good inter-communication with the SBFinance team ensuring good efficiency despite off-shoring.