Banking Software Development Services

Computools delivers banking software development services for banks of all sizes, designing solutions from core system modernization and mobile banking apps to fraud detection and API integrations, enhancing customer experience and securing financial data

COMPLIANT. SECURE. SOFTWARE BUILT FOR TOMORROW’S BANKING NEEDS

35%

INCREASE IN OPERATIONAL SPEED

Average improvement in transaction processing, customer onboarding, and digital banking workflows with our custom banking solutions.

60%

REDUCTION IN FRAUD RISK EXPOSURE

Achieved through AI-powered fraud detection, real-time monitoring, and secure payment infrastructure.

250+

EXPERTS ON BOARD

100% of our banking clients choose to scale with us, backed by deep tech expertise and regulatory knowledge.

30+

PROJECTS DELIVERED

Custom banking software built for regional banks, and global financial institutions across multiple markets.

We are just as good as our clients say we are because their success is the true measure of ours.

SOLVING CRITICAL BANKING CHALLENGES WITH SECURE AND SCALABLE SOFTWARE

In the banking industry, success hinges on trust, speed, and seamless digital experiences. Banks today face mounting pressure from evolving customer expectations, regulatory demands, outdated core systems, and the rise of agile fintech competitors. We dig deep into your infrastructure and operations to uncover critical challenges and deliver tailored software solutions that accelerate innovation, personalize banking journeys, and unlock scalable growth in a fast-changing financial ecosystem.
01 / 14
01. Inefficient Fraud Detection Systems

Challenges:

  • Fraudulent activities are hard to detect with outdated systems.
  • High false positives reduce customer trust and satisfaction.
  • Increased operational costs for manual fraud investigations.

Solution:

AI-Driven Fraud Detection System 

AI models and machine learning algorithms analyze transaction patterns in real-time to identify potential fraud, reducing false positives and increasing detection accuracy.

Benefits:

  • 30-40% reduction in fraud-related losses.
  • Faster fraud detection, reducing financial damage.
  • Improved customer trust due to enhanced security.

ROI impact:

  • Payback within 6-9 months through reduced fraud-related losses.
  • Significant savings in fraud prevention and investigation costs.
02. Slow Customer Service Response Times

Challenges:

  • Customer service bottlenecks due to high volumes of inquiries.
  • Long waiting times negatively affect customer satisfaction.
  • Limited ability to handle complex queries efficiently.

Solution:

AI-Powered Chatbot for Customer Support 

An AI-powered chatbot can handle routine queries, support service requests, and guide customers through self-service options. The chatbot reduces load on human agents, providing quick and efficient responses.

Benefits:

  • Instant response to typical customer queries (within milliseconds to seconds).
  • Enhanced customer satisfaction with instant assistance.
  • Free up agents for more complex inquiries.

ROI impact:

  • 15-20% reduction in customer service costs.
  • Payback within 4-6 months due to higher efficiency.
03. Low Conversion Rates Due to Irrelevant Banking Products

Challenges:

  • Low relevance of banking offers leads to low conversion rates.
  • High spending on mass marketing strategies with low ROI.
  • Lack of personalized engagement with customers.
  • Inefficient targeting results in missed sales opportunities.

Solution:

AI-Based Personalized Sales System

A personalized AI-driven sales system analyzes customer behavior and transaction patterns to identify the most relevant financial products (loans, deposits, insurance, cashback) and offers them to customers at the optimal moment, automatically increasing engagement and conversion rates.

Benefits:

  • Increased conversion rates by 25-40%.
  • Enhanced customer lifetime value (LTV).
  • Lower marketing costs due to personalized targeting.
  • Improved customer engagement with relevant offers.

ROI impact:

  • 15-25% increase in LTV from personalized product recommendations.
  • CAC (Customer Acquisition Cost) reduction through targeted, relevant offers.
  • Break-even within 6-9 months by acquiring more active paying customers.
04. Lack of Integrated Services in Mobile Banking Apps

Challenges:

  • Customers expect convenience and added value from a single app.
  • Banks are not capitalizing on integration potential with third-party services.
  • Limited ability to drive cross-sell opportunities from integrated services.

Solution:

Mobile Bank with Built-in Service Marketplace 

Integrate third-party products such as insurance, travel services, educational services, and reward coupons into the mobile banking app. This creates a comprehensive platform offering added value to customers, enhancing both loyalty and revenue streams.

Benefits:

  • New revenue streams through partner revenue share models.
  • Increased customer interaction and engagement within the app.
  • No additional upfront investment required for third-party services.

ROI impact:

  • Payback within 6-12 months due to increased customer loyalty, enhanced engagement, and revenue from cross-selling and partnerships. It also contributes to an increase in average transaction value and a reduction in customer acquisition costs.
05. Credit Scoring Systems

Challenges:

  • Traditional credit scoring models are slow and often outdated.
  • Lack of customer data integration results in inaccurate credit assessments.
  • High rate of credit rejections due to rigid criteria.

Solution:

Credit Scoring System with AI and Machine Learning

This system uses artificial intelligence and machine learning for more accurate creditworthiness assessment by analyzing customer data. It considers not only standard financial indicators but also transaction history and alternative data sources, which allows for a more precise evaluation of the likelihood of loan repayment.

Benefits:

  • More accurate and personalized credit assessments.
  • Reduction in credit rejections, leading to more approved loans.
  • Quicker loan processing and decision-making.

ROI impact:

  • 10-20% increase in loan approval rates.
  • Payback within 3-6 months through more approved loans and interest income.
06. Inefficient Cross-Sell & Up-Sell Campaigns

Challenges:

  • Low effectiveness of mass marketing campaigns.
  • Potential revenue loss from failing to target the right customer segments.
  • Lack of personalization in cross-sell and up-sell strategies.

Solution:

Analytical System for Smart Cross-Selling and Upselling

We create analytical systems for you that automatically identify the best candidates for cross-selling and upselling, using machine learning for personalized offers. This solution enhances campaign effectiveness, optimizes costs, and increases average revenue per user (ARPU) without additional effort on your part.

You can focus on growing your business, and we will provide you with solutions to achieve the results.

Benefits:

  • Improved targeting leads to more sales per customer.
  • Reduced marketing spend on untargeted offers.
  • Enhanced customer experience with tailored product suggestions.

ROI impact:

  • 25-50% increase in ARPU from smarter targeting.
  • Payback within 4-8 months via more effective and efficient marketing strategies.
07. Closed Banking Systems Limit New Revenue Streams

Challenges:

  • Closed, outdated banking infrastructures limit the potential for new business channels.
  • Difficulties in integrating with fintech companies or e-commerce services to provide additional value.
  • Limited opportunities for collaboration with third-party service providers.

Solution:

Open Banking Integration Platforms through Fintech Partners

We help banks connect their systems to open banking platforms using proven fintech solutions. This allows banks to quickly and securely collaborate with other companies offering additional services, creating new revenue streams without significantly changing existing systems.

Benefits:

  • Creation of new revenue streams through third-party service integration.
  • Expansion of customer segments with minimal additional infrastructure costs.
  • Reduction in operational costs through fast and secure integrations with trusted partners.

ROI impact:

  • Investment payback within 6-12 months through additional revenue from partnerships.
  • Increase in overall revenues by 10-25% through monetization of integrations with third-party partners.
08. Low customer interaction with digital banking products

Challenges:

  • Customers do not actively use mobile banking apps and cards.
  • High customer churn and low retention.
  • Lack of motivation for customers to regularly use cards or the app.

Solution:

Gamification of the banking app

We help banks implement gamified elements in mobile apps, such as rewards for achievements, tasks, and bonuses for regular use of cards and account top-ups. These features create an interactive and enjoyable experience for users, encouraging them to interact more frequently with the app and increasing the number of transactions.

Benefits:

  • Increased transaction frequency and commission revenue due to customer motivation to use cards.
  • Reduced customer churn through engagement and motivation to use products more actively.
  • Strengthened brand loyalty due to engaging and rewarding interactions in the app.

ROI impact:

  • ROI payback within 5-9 months due to increased card usage and improved customer retention.
  • Increase in commission and transaction revenue by 10-20%.
09. Limited E-commerce Financing Solutions

Challenges:

  • Banks are not tapping into the growing e-commerce sector for credit opportunities.
  • Limited number of partners to offer financial products in the e-commerce space.
  • Missed opportunities for growth in digital credit services.

Solution:

Buy Now Pay Later (BNPL) Integration

We help banks implement BNPL solutions for their e-commerce partners, allowing customers to make purchases now and pay later. This increases customer spending and drives higher transaction volumes for the bank.

Benefits:

  • New revenue from BNPL transactions and interest payments.
  • Expanded partner ecosystem in the e-commerce sector.
  • Increased customer loyalty through flexible payment terms.

ROI impact:

  • 30-50% increase in credit turnover within 6-10 months of implementation.
10. Automated KYC Processes and Compliance

Challenges:

  • Traditional KYC processes can be difficult to integrate and are not always optimized for fast and secure customer registrations.
  • The need for constant adaptation to changes in regulations and standard requirements.
  • High operational costs associated with maintaining legacy verification systems.

Solution:

Integration of AI-Based Automated KYC Platform

We assist banks in integrating an automated KYC platform that uses AI for real-time document verification and ensures regulatory compliance. This reduces the time required for verification, minimizes human errors, and allows customers to register faster.

Benefits:

  • Customer registration speed is reduced by 50-60%.
  • Reduction in compliance errors and improvement in the verification process.
  • Increased customer satisfaction due to faster and more efficient registration.

ROI impact:

  • Return on investment within 3-6 months due to improved efficiency and reduced operational costs.
  • A 20-30% reduction in compliance costs.
11. Unconsolidated Customer Data in Banking Systems

Challenges:

  • Split customer data in banking systems limit the ability to gain valuable insights.
  • Inability to effectively segment customers for personalized marketing.
  • Missed opportunities for targeted campaigns and cross-selling.

Solution:

Data Integration and Analytics System

We offer a system that integrates customer data from various sources (branches, mobile apps, CRM) without significant changes to the current infrastructure. Using analytics allows for effective customer segmentation and targeted marketing, improving efficiency and increasing revenue without large capital investments.

Benefits:

  • Improved marketing campaign success by 25-35%.
  • Better customer segmentation for more personalized products.
  • Real-time insights into customer behavior and preferences.

ROI impact:

  • Increase in campaign ROI by 15-20%.
  • Breakeven within 4-6 months due to high conversion rates.
12. Limited Number of Digital Banking Offerings

Challenges:

  • Banks are often limited to basic banking services and do not offer additional digital products.
  • Lack of digital wallets, insurance, and investment products.
  • Customers are looking for a more comprehensive digital experience but remain unsatisfied.

Solution:

Comprehensive Digital Financial Hub

We offer a digital banking platform that integrates a variety of services – from savings and investments to insurance and digital wallets. This solution allows customers to access everything they need from one place, significantly simplifying processes and improving user convenience.

Benefits:

  • Increased revenue from a diverse range of financial products.
  • Higher customer loyalty due to a universal financial solution.
  • Improved customer satisfaction from a comprehensive digital experience.

ROI impact:

  • Increase in customer retention and ARPU by 20-30%.
  • Payback period of 4-6 months through new revenue streams.
13. Lack of Integration Between Bank Service Channels

Challenges:

  • Customers have difficulties transitioning between online, mobile, and branch services.
  • Lack of connection between physical and digital channels reduces service quality.
  • Missed opportunities for customer engagement across all touchpoints.

Solution:

Omni-Channel Banking Experience

We offer a solution that provides a seamless and continuous service experience across all bank channels: mobile app, online banking, and physical branches. Customers can easily switch from one channel to another, for example, starting a transaction in the mobile app and completing it at the branch while receiving the same level of service. This improves customer interaction with the bank and enhances their satisfaction.

Benefits:

  • Higher customer satisfaction due to a unified experience.
  • Increased interactions between channels and sales.
  • Easier access to services for customers.

ROI impact:

  • Increase in customer interactions through channels by 15-20%.
  • Payback period of 3-5 months due to increased engagement.
14. High Operational Costs Due to Outdated IT Systems

Challenges:

  • Old systems are costly to maintain and upgrade.
  • Slow response times when providing services.
  • Difficulty integrating with modern tools and platforms.

Solution:

Cloud-Based Core Banking System

We offer a transition to a modern cloud-based core banking system, enabling banks to efficiently scale their operations, reduce maintenance costs, and simplify integration with new technologies such as AI, blockchain, and APIs. This solution enhances the flexibility of banking processes and enables quick innovation without significant capital investment.

Benefits:

  • Reduced IT infrastructure and maintenance costs.
  • Faster implementation of new features and products.
  • Scalability to support growing customer demands.

ROI impact:

  • Reduction in IT operational costs by 20-30%.
  • Payback period of 6-9 months due to increased efficiency and reduced costs.

Challenges:

  • Fraudulent activities are hard to detect with outdated systems.
  • High false positives reduce customer trust and satisfaction.
  • Increased operational costs for manual fraud investigations.

Solution:

AI-Driven Fraud Detection System 

AI models and machine learning algorithms analyze transaction patterns in real-time to identify potential fraud, reducing false positives and increasing detection accuracy.

Benefits:

  • 30-40% reduction in fraud-related losses.
  • Faster fraud detection, reducing financial damage.
  • Improved customer trust due to enhanced security.

ROI impact:

  • Payback within 6-9 months through reduced fraud-related losses.
  • Significant savings in fraud prevention and investigation costs.

Challenges:

  • Customer service bottlenecks due to high volumes of inquiries.
  • Long waiting times negatively affect customer satisfaction.
  • Limited ability to handle complex queries efficiently.

Solution:

AI-Powered Chatbot for Customer Support 

An AI-powered chatbot can handle routine queries, support service requests, and guide customers through self-service options. The chatbot reduces load on human agents, providing quick and efficient responses.

Benefits:

  • Instant response to typical customer queries (within milliseconds to seconds).
  • Enhanced customer satisfaction with instant assistance.
  • Free up agents for more complex inquiries.

ROI impact:

  • 15-20% reduction in customer service costs.
  • Payback within 4-6 months due to higher efficiency.

Challenges:

  • Low relevance of banking offers leads to low conversion rates.
  • High spending on mass marketing strategies with low ROI.
  • Lack of personalized engagement with customers.
  • Inefficient targeting results in missed sales opportunities.

Solution:

AI-Based Personalized Sales System

A personalized AI-driven sales system analyzes customer behavior and transaction patterns to identify the most relevant financial products (loans, deposits, insurance, cashback) and offers them to customers at the optimal moment, automatically increasing engagement and conversion rates.

Benefits:

  • Increased conversion rates by 25-40%.
  • Enhanced customer lifetime value (LTV).
  • Lower marketing costs due to personalized targeting.
  • Improved customer engagement with relevant offers.

ROI impact:

  • 15-25% increase in LTV from personalized product recommendations.
  • CAC (Customer Acquisition Cost) reduction through targeted, relevant offers.
  • Break-even within 6-9 months by acquiring more active paying customers.

Challenges:

  • Customers expect convenience and added value from a single app.
  • Banks are not capitalizing on integration potential with third-party services.
  • Limited ability to drive cross-sell opportunities from integrated services.

Solution:

Mobile Bank with Built-in Service Marketplace 

Integrate third-party products such as insurance, travel services, educational services, and reward coupons into the mobile banking app. This creates a comprehensive platform offering added value to customers, enhancing both loyalty and revenue streams.

Benefits:

  • New revenue streams through partner revenue share models.
  • Increased customer interaction and engagement within the app.
  • No additional upfront investment required for third-party services.

ROI impact:

  • Payback within 6-12 months due to increased customer loyalty, enhanced engagement, and revenue from cross-selling and partnerships. It also contributes to an increase in average transaction value and a reduction in customer acquisition costs.

Challenges:

  • Traditional credit scoring models are slow and often outdated.
  • Lack of customer data integration results in inaccurate credit assessments.
  • High rate of credit rejections due to rigid criteria.

Solution:

Credit Scoring System with AI and Machine Learning

This system uses artificial intelligence and machine learning for more accurate creditworthiness assessment by analyzing customer data. It considers not only standard financial indicators but also transaction history and alternative data sources, which allows for a more precise evaluation of the likelihood of loan repayment.

Benefits:

  • More accurate and personalized credit assessments.
  • Reduction in credit rejections, leading to more approved loans.
  • Quicker loan processing and decision-making.

ROI impact:

  • 10-20% increase in loan approval rates.
  • Payback within 3-6 months through more approved loans and interest income.

Challenges:

  • Low effectiveness of mass marketing campaigns.
  • Potential revenue loss from failing to target the right customer segments.
  • Lack of personalization in cross-sell and up-sell strategies.

Solution:

Analytical System for Smart Cross-Selling and Upselling

We create analytical systems for you that automatically identify the best candidates for cross-selling and upselling, using machine learning for personalized offers. This solution enhances campaign effectiveness, optimizes costs, and increases average revenue per user (ARPU) without additional effort on your part.

You can focus on growing your business, and we will provide you with solutions to achieve the results.

Benefits:

  • Improved targeting leads to more sales per customer.
  • Reduced marketing spend on untargeted offers.
  • Enhanced customer experience with tailored product suggestions.

ROI impact:

  • 25-50% increase in ARPU from smarter targeting.
  • Payback within 4-8 months via more effective and efficient marketing strategies.

Challenges:

  • Closed, outdated banking infrastructures limit the potential for new business channels.
  • Difficulties in integrating with fintech companies or e-commerce services to provide additional value.
  • Limited opportunities for collaboration with third-party service providers.

Solution:

Open Banking Integration Platforms through Fintech Partners

We help banks connect their systems to open banking platforms using proven fintech solutions. This allows banks to quickly and securely collaborate with other companies offering additional services, creating new revenue streams without significantly changing existing systems.

Benefits:

  • Creation of new revenue streams through third-party service integration.
  • Expansion of customer segments with minimal additional infrastructure costs.
  • Reduction in operational costs through fast and secure integrations with trusted partners.

ROI impact:

  • Investment payback within 6-12 months through additional revenue from partnerships.
  • Increase in overall revenues by 10-25% through monetization of integrations with third-party partners.

Challenges:

  • Customers do not actively use mobile banking apps and cards.
  • High customer churn and low retention.
  • Lack of motivation for customers to regularly use cards or the app.

Solution:

Gamification of the banking app

We help banks implement gamified elements in mobile apps, such as rewards for achievements, tasks, and bonuses for regular use of cards and account top-ups. These features create an interactive and enjoyable experience for users, encouraging them to interact more frequently with the app and increasing the number of transactions.

Benefits:

  • Increased transaction frequency and commission revenue due to customer motivation to use cards.
  • Reduced customer churn through engagement and motivation to use products more actively.
  • Strengthened brand loyalty due to engaging and rewarding interactions in the app.

ROI impact:

  • ROI payback within 5-9 months due to increased card usage and improved customer retention.
  • Increase in commission and transaction revenue by 10-20%.

Challenges:

  • Banks are not tapping into the growing e-commerce sector for credit opportunities.
  • Limited number of partners to offer financial products in the e-commerce space.
  • Missed opportunities for growth in digital credit services.

Solution:

Buy Now Pay Later (BNPL) Integration

We help banks implement BNPL solutions for their e-commerce partners, allowing customers to make purchases now and pay later. This increases customer spending and drives higher transaction volumes for the bank.

Benefits:

  • New revenue from BNPL transactions and interest payments.
  • Expanded partner ecosystem in the e-commerce sector.
  • Increased customer loyalty through flexible payment terms.

ROI impact:

  • 30-50% increase in credit turnover within 6-10 months of implementation.

Challenges:

  • Traditional KYC processes can be difficult to integrate and are not always optimized for fast and secure customer registrations.
  • The need for constant adaptation to changes in regulations and standard requirements.
  • High operational costs associated with maintaining legacy verification systems.

Solution:

Integration of AI-Based Automated KYC Platform

We assist banks in integrating an automated KYC platform that uses AI for real-time document verification and ensures regulatory compliance. This reduces the time required for verification, minimizes human errors, and allows customers to register faster.

Benefits:

  • Customer registration speed is reduced by 50-60%.
  • Reduction in compliance errors and improvement in the verification process.
  • Increased customer satisfaction due to faster and more efficient registration.

ROI impact:

  • Return on investment within 3-6 months due to improved efficiency and reduced operational costs.
  • A 20-30% reduction in compliance costs.

Challenges:

  • Split customer data in banking systems limit the ability to gain valuable insights.
  • Inability to effectively segment customers for personalized marketing.
  • Missed opportunities for targeted campaigns and cross-selling.

Solution:

Data Integration and Analytics System

We offer a system that integrates customer data from various sources (branches, mobile apps, CRM) without significant changes to the current infrastructure. Using analytics allows for effective customer segmentation and targeted marketing, improving efficiency and increasing revenue without large capital investments.

Benefits:

  • Improved marketing campaign success by 25-35%.
  • Better customer segmentation for more personalized products.
  • Real-time insights into customer behavior and preferences.

ROI impact:

  • Increase in campaign ROI by 15-20%.
  • Breakeven within 4-6 months due to high conversion rates.

Challenges:

  • Banks are often limited to basic banking services and do not offer additional digital products.
  • Lack of digital wallets, insurance, and investment products.
  • Customers are looking for a more comprehensive digital experience but remain unsatisfied.

Solution:

Comprehensive Digital Financial Hub

We offer a digital banking platform that integrates a variety of services – from savings and investments to insurance and digital wallets. This solution allows customers to access everything they need from one place, significantly simplifying processes and improving user convenience.

Benefits:

  • Increased revenue from a diverse range of financial products.
  • Higher customer loyalty due to a universal financial solution.
  • Improved customer satisfaction from a comprehensive digital experience.

ROI impact:

  • Increase in customer retention and ARPU by 20-30%.
  • Payback period of 4-6 months through new revenue streams.

Challenges:

  • Customers have difficulties transitioning between online, mobile, and branch services.
  • Lack of connection between physical and digital channels reduces service quality.
  • Missed opportunities for customer engagement across all touchpoints.

Solution:

Omni-Channel Banking Experience

We offer a solution that provides a seamless and continuous service experience across all bank channels: mobile app, online banking, and physical branches. Customers can easily switch from one channel to another, for example, starting a transaction in the mobile app and completing it at the branch while receiving the same level of service. This improves customer interaction with the bank and enhances their satisfaction.

Benefits:

  • Higher customer satisfaction due to a unified experience.
  • Increased interactions between channels and sales.
  • Easier access to services for customers.

ROI impact:

  • Increase in customer interactions through channels by 15-20%.
  • Payback period of 3-5 months due to increased engagement.

Challenges:

  • Old systems are costly to maintain and upgrade.
  • Slow response times when providing services.
  • Difficulty integrating with modern tools and platforms.

Solution:

Cloud-Based Core Banking System

We offer a transition to a modern cloud-based core banking system, enabling banks to efficiently scale their operations, reduce maintenance costs, and simplify integration with new technologies such as AI, blockchain, and APIs. This solution enhances the flexibility of banking processes and enables quick innovation without significant capital investment.

Benefits:

  • Reduced IT infrastructure and maintenance costs.
  • Faster implementation of new features and products.
  • Scalability to support growing customer demands.

ROI impact:

  • Reduction in IT operational costs by 20-30%.
  • Payback period of 6-9 months due to increased efficiency and reduced costs.
Request an estimate for your banking project!
Oleh Stepanov

VP of Customer Success in Finance

Oleh Stepanov

CUSTOM BANKING SOFTWARE SOLUTIONS WE DELIVER

01. Digital Banking Platform Development

We build secure, scalable digital banking platforms with mobile-first design, real-time account management, personalized dashboards, and seamless onboarding, improving customer experience across retail and corporate banking.

02. Core Banking System Modernization

Computools modernizes legacy core banking systems by implementing modular, API-driven architectures that support faster transactions, 24/7 availability, and effortless integration with third-party services.

03. Loan Origination and Credit Scoring Software

We develop intelligent loan management solutions with automated KYC, document verification, AI-powered credit scoring, and decision engines, reducing approval time and improving risk assessment.

04. Mobile Banking App Development

Our team creates feature-rich mobile apps that support fund transfers, biometric login, virtual cards, QR payments, and personalized financial insights, driving engagement and digital channel adoption.

05. Compliance and Anti-Fraud Solutions

We deliver regulatory compliance and anti-fraud systems with real-time transaction monitoring, AML screening, audit trails, and adaptive risk scoring to ensure full adherence to financial regulations.

06. Banking CRM and Customer Engagement Tools

We build integrated CRM systems tailored for banks to centralize customer data, automate campaigns, and enable personalized cross-selling, enhancing retention and lifetime value.

Hire banking tech experts today.

CHOOSE HOW YOU WORK WITH US

Consulting

Computools’ IT consulting services offer businesses the expertise to navigate complex digital challenges, ensuring strategic alignment with long-term objectives. We focus on delivering targeted solutions that optimize processes, reduce overhead, and position businesses for data-driven growth.

Software Engineering

Computools’ software engineering services deliver high-performance, custom software solutions for diverse business needs, ensuring seamless integration across platforms. Whether you’re in retail, finance, or logistics, we help businesses reduce operational costs and accelerate growth with a precision-engineered approach.

Dedicated Teams

Our dedicated teams empower businesses by providing skilled IT professionals who integrate directly into your project. With flexible support, we help speed up software project delivery, and drive innovation to keep your business ahead in a competitive landscape.

CX Strategy & Design

We optimize customer journeys to increase engagement, loyalty, and revenue through expert customer experience strategy and data-driven design.

Process Automation

Our automation solutions eliminate manual inefficiencies, optimize resource use, and reduce errors—driving faster, smarter business operations.

Software Modernization

We modernize legacy systems to boost performance, security, and flexibility—helping businesses reduce technical debt and seize new growth opportunities.

EXPERTISE ACROSS THE BANKING TECH ECOSYSTEM

01 / 08
Core Banking Platforms
Digital Banking Platforms
Payment Processing Ecosystems
Fraud Detection & Risk Management
Open Banking & API Management
Data & Analytics Ecosystems
RegTech Platforms
Cybersecurity Ecosystems

Temenos Transact

Finacle by Infosys

FIS Profile

Oracle FLEXCUBE

Backbase

nCino

Q2 Digital Banking

ACI Worldwide

FIS Payments One

Fiserv

Actimize (NICE)

Feedzai

Featurespace

Tink (Visa)

TrueLayer

Plaid

SAS Banking Analytics

FICO Decision Management

Tableau + Snowflake

Clausematch

Ascent RegTech

ComplyAdvantage

Fortinet Security Fabric

Symantec (Broadcom)

IBM Security Trusteer

Testimonials

DISCOVER WHY CLIENTS TRUST COMPUTOOLS
5.0
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Verified by Clutch

“The team was very friendly and had the highest level of competence, engagement, and project management.”

user photo
Stanley McAllister
Manager, Project Delivery, Unisys
Country
USA
Industry
Software
Budget
$200,000 to $999,999
Type
Web Platform
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Node.js React PostgreSQL
5.0
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Verified by Clutch

“Computools predicted all possible points of our business growth and implemented them into the project.”

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Dr. Bert Carl Schindler
Regional Manager of Business Area, DEIN DENTAL
Country
Germany
Industry
Healthcare
Budget
$200,000 to $999,999
Type
Web Platform
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Java JPA Servlets jQuery AWS
5.0
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Verified by Clutch

“We were highly satisfied with their deep understanding of our fintech processes and their project management was really superb.”

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Renata Patiejūnaitė
Regional Director Europe, iPiD
Country
Luxembourg
Industry
Finance
Budget
$200,000 to $999,999
Type
Mobile App
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Flutter Java Spring
5.0
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Verified by Clutch

“Computools is a highly professional company with a skilled and responsive team. Their ability to propose valuable improvements and their dedication to the project made a significant difference.”

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Wolfgang Fuchs
Data Scientist & Product Manager, METOS by Pessl Instruments
Country
Austria
Industry
Agriculture
Budget
$200,000 to $999,999
Type
Web System
Duration
Ongoing
Team Size
10 Specialists
Tech stack
OpenCV TensorFlow React Node.js PostgreSQL Docker Jira Slack
5.0
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Verified by Clutch

“The most noteworthy value that stood out was their exceptional experience in developing AI software solutions.”

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Aaron Thompson
Program & Project Manager, NextCare Health Conference
Country
USA
Industry
Healthcare
Budget
$200,000 to $999,999
Type
Web Platform
Duration
Ongoing
Team Size
10 Specialists
Tech stack
.NET C# ASP.NET MVC AZURE ANGULAR
5.0
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Verified by Clutch

“We were deeply impressed with their technical expertise, transparency, and flexibility. The team was highly skilled, easy to work with, and always proactive in solving challenges.“

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Todd Jezierski
Create & Deploy, Nike
Country
USA
Industry
Retail
Budget
$200,000 to $999,999
Type
Web System
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Java Spring PostgreSQL Angular Redis Docker
5.0
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Verified by Clutch

“Computools offered non-standard solutions and maximized their investment in our business success.“

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Samuel Ok
Senior Product Manager, Aya Healthcare
Country
USA
Industry
Healthcare
Budget
$200,000 to $999,999
Type
Web System
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Node.js NestJS PostgreSQL React WebSocket Biometric SDK
5.0
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Verified by Clutch

“Our company is impressed by their client-first approach and deep niche expertise.”

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Brian Mascarenhas
Co-Founder & CTO, Reset
Country
USA
Industry
Finance
Budget
$200,000 to $999,999
Type
Web Platform
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Python Django PostgreSQL React Redux
5.0
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“A very comfortable collaboration and clear communication on every stage of platform development and maintenance.”

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Claus-Peter Müller
Managing Director, NLB Lease&Go
Country
Austria
Industry
Finance
Budget
$50,000 to $199,999
Type
Web Platform
Duration
Ongoing
Team Size
5 Specialists
Tech stack
Java Spring Boot PostgreSQL Docker AWS GitLab CI
5.0
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Verified by Clutch

“After all these years, Computools never fails to arrive on time and with a quality that never ceases to amaze me. They work well as a team and are adaptable and communicative.”

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Ryan L.
VP of Sales, Western Canada at Fastfrate Group
Country
British Columbia
Industry
Logistics
Budget
$50,000 to $199,999
Type
Web and Mobile App System
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Node.js React Native PostgreSQL Docker GitLab CI AWS
5.0
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“Within the first three months of its use, the designed program by Computools significantly reduced meter reading fraud by over 30%. Additionally, we saw a rise in operational effectiveness. Customer comments highlighted greater billing transparency and speedier service delivery, which contributed to an improvement in customer satisfaction levels.”

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Frank Lindberg
IT Project Manager, European Energy
Country
Denmark
Industry
Energy
Budget
$50,000 to $199,999
Type
Mobile App
Duration
Ongoing
Team Size
5 Specialists
Tech stack
iOS Android Python TensorFlow React Native AWS PostgreSQL
5.0
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Verified by Clutch

“They were professional, adapted to our short-notice needs, documented everything, and were transparent.”

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Ben James
CEO, Hunter Healthcare
Country
United Kingdom
Industry
Healthcare
Budget
$50,000 to $199,999
Type
Mobile App
Duration
12 months
Team Size
5 Specialists
Tech stack
iOS Android Kotlin Swift Firebase REST API GitHub Bitrise
5.0
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“Thanks to Computools, we have seen a 15% growth in sales and a 40% boost in user satisfaction. Our image management has become more efficient, and our diagnostic capabilities have improved. Overall, the team has delivered a high-quality solution that meets our requirements.”

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Quamil Woods
Paralegal, Sonic Healthcare USA
Country
USA
Industry
Consumer Services
Budget
$200,000 to $999,999
Type
Web System
Duration
Ongoing
Team Size
5 Specialists
Tech stack
C++ Python MQTT AWS IoT Core PostgreSQL Scrum
5.0
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Verified by Clutch

“Computools has significantly improved our LMS. The team holds regular meetings and provides detailed project reports, keeping us well-informed. We communicate via email, and overall, everything has gone smoothly.”

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Milad Hawsho
CEO & Founder, Pixil
Country
Sweden
Industry
Retail
Budget
$50,000 to $199,999
Type
Web System
Duration
Ongoing
Team Size
5 Specialists
Tech stack
Java Spring Boot React TypeScript PostgreSQL Docker
5.0
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“Computools worked closely with us to understand our challenges. They developed a platform that integrated seamlessly with our existing infrastructure and Automatic Identification Systems (AIS) to capture private vessel data.”

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Billy Stonerock
Branch Manager, National Trench Safety
Country
USA
Industry
Consumer Services
Budget
$200,000 to $999,999
Type
Web System
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Go gRPC React PostgreSQL Redis Docker
5.0
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“Computools’ work has had a positive impact on the client’s business. The team is flexible and responsive to the client’s needs. Their expertise has been key to the project’s success. Overall, the engagement has been positive.”

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Kevin Smith
Chairman & CEO, Spine
Country
USA
Industry
Retail
Budget
$200,000 to $999,999
Type
Web Platform
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Go React Redux ClickHouse Kubernetes AWS
5.0
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“Due to the platform’s use, the new products’ generated go-to-market timeline improves by 20%, cutting down on plan costs and, most importantly, enhancing the connection between the departments. The availability of near real-time information and the enhancement of the speed of decision-making are truly remarkable.”

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David Vinyard
COO, Global Retailers LLC
Country
USA
Industry
Retail
Budget
$200,000 to $999,999
Type
Web System
Duration
Ongoing
Team Size
5 Specialists
Tech stack
Java Spring Boot Angular Kafka MongoDB GitHub Actions
5.0
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“Thanks to Computools, we have successfully implemented our system and reduced the need for manual inspections. The team works in regular sprints and keeps us updated on progress. Their personalized approach, ability to listen, adapt, and continuously refine their methods are truly impressive.”

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Philip Hewlett
Sr Leader/COO/VP Operations, East West Railway Company
Country
United Kingdom
Industry
Logistics
Budget
$200,000 to $999,999
Type
Web System
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Vue.js Node.js MQTT InfluxDB Redis Docker
5.0
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“Computools’ team truly impressed us with their dedication to the project, their ability to adapt to our processes, and their exceptional hard skills. This allowed us to identify many risks in the initial development stages and address some gaps in our processes. Professionalism, contribution, and flexibility are what define Computools. Based on my experience, I strongly recommend Computools for Dedicated Delivery and outsourcing project services!”

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Tim Kett
Director Product at abl solutions GmbH
Country
Germany
Industry
Software
Budget
Confidential
Type
Web and Mobile App System
Duration
Ongoing
Team Size
5 Specialists
Tech stack
Java React Android iOS Machine Learning SDK
5.0
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“Computools has delivered a functional solution that helped us increase revenue fivefold, reduce costs, and boost productivity. The team efficiently manages tasks in Jira and keeps us updated through weekly calls. Their productive approach and strong work ethic truly stand out.”

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Todd Williams
CEO & Chief Strategy Officer, Ensign Street
Country
USA
Industry
Software
Budget
$200,000–$999,999
Type
Web and Mobile App System
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Java Angular Android iOS
5.0
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“Computools’ technical knowledge is impressive.They delivered the product on time, within the agreed budget, and fully aligned with our requirements.”

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Jurijs Ivolga
CEO, SIA Volunge
Country
Latvia
Industry
Software
Budget
$10,000–$49,999
Type
Web System
Duration
Ongoing
Team Size
5 Specialists
Tech stack
Java React PostgreSQL
5.0
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“Thanks to Computools’ efforts, we have seen compliance with deadlines and budget and team scalability as needed. The team has a confident project manager who delivers a professional and organized project. Moreover, Computools has quickly onboarded to the project and delivered fast results.”

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Tannon Mccaleb
Payment & FinTech, Fintech Executive Search Consultants
Country
USA
Industry
Software
Budget
$200,000–$999,999
Type
Web Platform
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Java React Redis
5.0
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“Thanks to the new solution, we’ve significantly reduced manual marketing workflows. Computools manages the project effectively, using Scrum methodology to execute tasks efficiently. Their problem-solving skills and ability to anticipate challenges set them apart from other providers.”

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Brian Lent
Chief Analytics & Data Officer, Auger
Country
USA
Industry
Software
Budget
$200,000 to $999,999
Type
Web Platform
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Java React Redis
5.0
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“Computools has successfully delivered everything as planned, adding value to the app. The team is highly approachable, tracks progress, and provides real-time updates via Slack. They maintain smooth communication through email and messaging apps, regardless of time zones.”

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Scott Priddy
Process Improvement, General Dynamics Information Technology
Country
USA
Industry
Software
Budget
$200,000–$999,999
Type
Mobile App
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Android iOS Kotlin Jetpack Compose Firebase
5.0
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“Thanks to Computools, we now have an app that integrates 2,000 users into a single platform, significantly reducing the time spent on data exchange between systems and applications. The team manages our collaboration effectively and quickly adapts to changes. Overall, our experience has been highly successful.”

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Michael Haupt
Engineering VP, Quandoo
Country
Germany
Industry
Software
Budget
$200,000–$999,999
Type
Web System
Duration
Ongoing
Team Size
5 Specialists
Tech stack
Angular Java PostgreSQL
5.0
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“Computools has been responsible for creating a novel database and front-end solution, incorporating both the development portal for digital standards and a modern shop for the sale of these standards. Throughout the course of the project, we have been consistently impressed by the professionalism exhibited by the Computools team, as well as their detailed understanding of our client’s processes. Their expertise, commitment to our objectives, and consistent delivery of high-quality work are notable aspects of their service.”

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Bill Holler
Chief Executive Officer TraCert OÜ
Country
Estonia
Industry
Aerospace and Defense
Budget
$200,000 to $999,999
Type
Web and Mobile App System
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Vue.js PHP MySQL iOS Android
5.0
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“Thanks to Computools, the client saw a 35% increase in daily active users and a 25% rise in user retention rates. The Android app also saw a 20% reduction in load times. User feedback indicated high user satisfaction; the feedback highlighted the product’s enhanced navigation and content linkage.”

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Yulia Kondratyuk
Former Head of Sales & Marketing at Stfalcon LLC
Country
Estonia
Industry
Software
Budget
Confidential
Type
Mobile App
Duration
Less than a month
Team Size
5 Specialists
Tech stack
Java Node.js Express.js Android Redis
5.0
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“They are some of the best software developers I ever had the privilege to work with. Among other skills, their project scope and time estimation are very good and when wrong will work around the clock to make the date especially if it has business consequences. Not only are they amazing software developers, but they are also great people to work with. I am in awe seeing their devotion.”

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Elad Schiller
Co-Founder and CTO at CASTOR
Country
Israel
Industry
Software
Budget
Confidential
Type
Web Platform
Duration
Ongoing
Team Size
5 Specialists
Tech stack
Angular .NET PostgreSQL Redis Docker
4.5
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“Computools was selected through an RFP process. They were shortlisted and selected from between 5 other suppliers. Computools has worked thoroughly and timely to solve all security issues and launch as agreed. Their expertise is impressive.”

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Mona Madbouly
Global Web Officer at British Council
Country
United Kingdom
Industry
Education Services
Budget
$10,000–$49,999
Type
Web Platform
Duration
Ongoing
Team Size
5 Specialists
Tech stack
WordPress PHP jQuery AWS
5.0
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“After analyzing our requirements, Computools outlined potential solutions and deadlines for each stage. They designed the user flows and defined the user personas. They built the platform infrastructure and oversaw its implementation. Once we finished development, we conducted usability tests to assess their submitted work. Computools led an organized, agile team that adapted to our evolving needs. They listened to our feedback and managed their time well throughout the project.”

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David Roberts
Founder at ReVerb
Country
USA
Industry
Media
Budget
$50,000–$199,999
Type
Web Platform
Duration
Less than a month
Team Size
5 Specialists
Tech stack
PHP Laravel Vue.js PostgreSQL Docker
5.0
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“The application perfectly meets the large-scale demands of the project, with the team creating an effective solution that works well and provides the required level of control. They were communicative, responsive, and proactive throughout the project, demonstrating their experience at all times.”

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Daniel Beasley
CTO at Healthi
Country
USA
Industry
Healthcare
Budget
$200,000 to $999,999
Type
Web Platform
Duration
12 months
Team Size
10 Specialists
Tech stack
Java Spring Boot PostgreSQL AWS Docker
5.0
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“The Computools team came to us with ideas, and that’s unusual. I’m satisfied that they gave us the right recommendations which are contemporary and relevant for today’s users. Because with other companies on previous projects, it was like pulling teeth to get them to make suggestions. The product received positive feedback even before being implemented and has led to significant customer and revenue growth.”

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Greg Wilson
Chief Executive Officer at Herschel Supply Co
Country
USA
Industry
Retail
Budget
$1,000,000–$9,999,999
Type
Web Platform
Duration
12 months
Team Size
10 Specialists
Tech stack
React Node.js WebRTC PostgreSQL Docker
5.0
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“We had to meet a significant increase in the development, so we needed to scale up relatively quickly but cost-effectively. The result definitely meets our expectations. The completed project received positive feedback for features and overall design. They’re very organized from a project management perspective and they’re technically competent. We appreciated their innovativeness, professionalism, and great communication skills. ”

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Joshua Jimenez
CTO at Finna
Country
USA
Industry
Software
Budget
$50,000 to $199,999
Type
Web System
Duration
Less than a month
Team Size
5 Specialists
Tech stack
React Node.js PostgreSQL WebSockets
5.0
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“Their team has given us strong learning opportunities, and their developers are accommodating and collaborative.”

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Rusell Shumate
owner of data acess company
Country
USA
Industry
Software
Budget
$10,000–$49,999
Type
Mobile App
Duration
Ongoing
Team Size
4 Specialists
Tech stack
iOS Android Node.js Express.js Firebase Stripe
5.0
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“We’re satisfied with the quality of work Computools deliver. They listen and try to understand our needs instead of finding new ways to charge us. We appreciate their transparent work structure. They kept us up-to-date regarding their progress throughout the entire development cycle. Knowing the system’s status throughout the coding process put my mind at ease.”

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Brian Hunt
CTO at Pich LLC
Country
USA
Industry
Logistics
Budget
$50,000 to $199,999
Type
Web System
Duration
Ongoing
Team Size
10 Specialists
Tech stack
Java Spring Boot PostgreSQL AWS Docker
5.0
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“They are very accommodating. They have very talented people. I’ve worked with hundreds of overseas developers and it’s not normal to have such excellent overseas developers. I don’t have to babysit Computools. They speak great English. They’ve also really helped with making suggestions on how to improve the product.
When we first launched our product at the beginning of the year, we were at 30,000 users a month and now we’re at 70,000. The bump in users is a result of the increased option rate and the new toys that Computoolls have built for me.”

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Jeremy Brown
CTO at SaaS world
Country
USA
Industry
Software
Budget
$200,000 to $999,999
Type
Web System
Duration
Ongoing
Team Size
12 Specialists
Tech stack
Node.js PHP React
5.0
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“Computools developed software for our business to help automate our processes. Their team is very easy to speak to over Skype, where I can speak directly to a designated client manager, project manager, and the development team.”

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DAVID HUMPSTON
Director Viewpoint Videos
Country
United Kingdom
Industry
Media
Budget
Type
Duration
Ongoing
Team Size
Specialists
Tech stack
5.0
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“They were able to reduce the customer entry acquisition process from 2–3 weeks to 48 hours and have completely optimized all business processes. They’re a trustworthy company, full of integrity and great principles. They also communicate well in spite of the distance and resolve problems quickly.”

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SIMON RICKETT
CEO Convertz
Country
United Kingdom
Industry
Capital Markets
Budget
$50,000 to $199,999
Type
Web Platform
Duration
24 months
Team Size
2 Specialists
Tech stack
PHP MySQL REST API jQuery Bootstrap
5.0
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“They have a very positive attitude, which I enjoy a lot, and their technical skills are impressive. During this project, I got acquainted with their VP in charge of technical development, and he’s very impressive. Technologically, they are on the cutting edge of what they do. They use a lot of interesting technologies, which is good.”

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Timothy Henderson
CEO at ViLand
Country
USA
Industry
Software
Budget
$10,000–$49,999
Type
Web System
Duration
Ongoing
Team Size
2 Specialists
Tech stack
PHP Symfony MySQL JavaScript jQuery Bootstrap

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