Our client needed a robust financial management solution to streamline their operations. Our team developed a mobile app with mathematical calculations, secure banking transactions, and frictionless user experiences. Computools assisted in reengineering the software to meet the client’s specific needs, enhancing their financial management capabilities.
Our client, Moblet, is an Eastern European challenger bank with an ambitious goal of entering the retail banking segment. The company is owned by one of the top insurers in the market, which provides solid financial backing and a strategic advantage.
The founders of Moblet met at university, where they studied finance and information technology. Their shared vision of improving financial management for individuals and businesses led them to create Moblet. This financial management platform offers a range of features, including:
Despite their strong financial expertise, the Moblet team lacked the technical skills and experience to develop a mobile app. This gap in their capabilities posed a major obstacle to achieving their goal. The financial management app market is highly competitive. Moblet needed a solution that would meet the market standards and stand out among numerous competitors. The board’s decision to rapidly enter the retail segment created a strict timeline for the project’s completion. The team needed a reliable partner to deliver a high-quality solution within a limited timeframe.
By developing a robust and user-friendly app, Moblet could attract a large user base and establish a strong market presence.
Computools offered a comprehensive solution to address these challenges. We proposed to develop an app that utilised advanced calculation algorithms and was intuitive and universally accessible. This included close cooperation with the client’s team on concept, design, high-level architecture, core functionality, and integration with SWIFT, VISA, and MasterCard. We ensured comprehensive KYC and onboarding via mobile and web platforms, delivering a solution that balanced robust security with an exceptional user experience.
The app has been fully developed, considering the latest trends in mobile app design. The new interface is more intuitive and user-friendly. Security features, such as fingerprint and two-factor authentication, have been added to the app. These features help protect user data from unauthorised access. We have added features for account management, including the ability to track transactions in real-time and receive account balance notifications. An expense tracking feature was added to the app, allowing users to see where their money goes.
Several key factors influenced Moblet’s decision to partner with Computools:
Moblet conducted a thorough selection process to find a partner who met all its requirements. It approached several potential partners, reviewed their portfolios, and evaluated their capabilities.
Moblet chose Computools for our demonstrated expertise in software reengineering and mobile app development. Our agile and innovative methodology ensured we could meet the tight timeline and adapt to changes quickly, while our focus on security was critical for handling sensitive financial data.
We collaborated closely with Moblet’s team to develop the concept and design of the app, focusing on high-level architecture and core functionality. Our team ensured seamless integration with SWIFT, VISA, and MasterCard, and implemented comprehensive KYC and onboarding processes via mobile and web platforms. Additionally, we balanced security considerations with an intuitive user experience, incorporating features like fingerprint authentication and two-factor authentication.
Throughout the project, Computools made several key decisions that significantly impacted the app’s success. We analysed the existing processes and identified inefficiencies, proposing changes that improved functionality.
Developers were tasked with creating a minimalistic, modern interface design allowing users to solve most of their financial issues.
Understanding your audience deeply with a detailed fictional character profile
Visualising your website's structure for intuitive navigation and user experience
Sketching out designs to outline key elements and functionality
Transforming wireframes into visually appealing and interactive digital interfaces
Flutter
Flutter is a mobile app SDK for building high-performance, high-fidelity apps for iOS and Android from a single codebase. It allows the delivery of high-performance apps that feel natural on different platforms. Flutter apps are built using Dart, a simple object-oriented programming language. Dart compiles into native code, and there is no need to access OEM widgets, as Flutter has its own. This means less mediated communication between the app and the platform. All of this contributes to fast app start-up times and fewer performance issues. One of the most lauded features of Flutter is hot reload, which allows you to instantly view the changes made in the code on emulators, simulators and hardware. The changed code is reloaded in less than a second while the app is running without a restart. This is great not just for building Uls or adding features but also for bug fixing.
Java
Java was designed to be easy to use and is, therefore, easier to write, compile, debug and learn than other programming languages. This allows the creation of modular programs and reusable code. One of the most significant advantages of Java is its ability to move easily from one computer system to another.
Spring
Spring Framework is a powerful, lightweight application development framework for Java Enterprise Edition. It can be described as a complete and modular framework. The Spring Framework can be used for all layer implementations of a real-time application. It can also be used to develop a particular layer of a real-time application.
We chose Scrum to develop the Moblet mobile application because it is a flexible methodology that allows us to adapt to changes and customer requirements quickly. Scrum also facilitates effective communication and collaboration between all project participants. As a result of applying Scrum, the Moblet project was successfully delivered on time and budget.
Computools was selected through an RFP process. They were shortlisted and selected from between 5 other suppliers. Computools has worked thoroughly and timely to solve all security issues and launch as agreed. Their expertise is impressive.